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Captain's Guides

How to Choose the Right Boat for Your Family

By Captain Robert B. Kolb, Coast Guard-licensed captain, 30 years on the water

The short answer

Start with how your family will actually use the boat and where you'll keep it, not with the boat. Count your usual passengers, pick the water you'll be on most, then choose the smallest boat that does that comfortably. Finally, check how hard that boat is to dock at your marina with your experience, because you will dock it every single trip.

Start with the day, not the boat

When families ask me which boat to buy, I ask them to describe a perfect Saturday. Are you anchoring in a cove and swimming? Pulling the kids on a tube? Fishing at sunrise? Cruising to a waterfront restaurant? Each of those points to a different boat, and the wrong one will spend most of the summer tied to the dock.

Write down the three things you'll do most. Not the one big trip you might take some day, the ordinary weekends. That list should drive everything else.

Common family boats and what they're good at

  • Pontoon boats: lots of space, easy to board, great for swimming and relaxing with a group. They are light for their size and catch a lot of wind, which matters at the dock.
  • Bowriders and deck boats: good all-rounders for watersports and day trips, with seating in the bow.
  • Center consoles: popular for fishing and open water, easy to walk around and clean.
  • Small cruisers: a cabin for overnight trips and weather protection, but more length and height for the wind to push at the dock.

Count your passengers honestly

Look at the boat's capacity plate, then plan for fewer people than it allows. A boat that is rated for ten feels crowded with eight once you add coolers, towels and a dog. Think about who is coming: small children need shade and a safe place to sit, older passengers need an easy way to step aboard.

Also think about who can help. On a family boat, one adult is usually doing all the boat handling. Choose a boat that one person can dock without needing someone to jump to the dock.

Where you keep it changes the right answer

A boat that is perfect on a small inland lake can be a handful on open Great Lakes water, and the other way round. Your marina matters too. A big, high-sided boat in a tight marina with a crosswind slip will be hard to dock every time you come home.

Before you buy, look up the docking baseline for the marina you plan to use on DockWise, and the grade for the slip you'd be given. If you haven't picked a marina yet, choose the two together.

How boat type changes docking

DockWise grades docking differently by boat. Longer boats add difficulty for every foot over 35 feet, up to a set cap, because there is more momentum and more surface for the wind. High-sided boats and sailboat hulls catch more wind. A single engine adds difficulty, especially in a crosswind, and a bow or stern thruster reduces it.

None of that means you shouldn't buy the boat you want. It means you should know what you're taking on and practice for it.

A simple way to decide

  1. Write down your three most common uses and your usual number of passengers.
  2. Choose the water and the marina where you'll keep the boat.
  3. Shortlist two or three boat types that fit those uses.
  4. Check how each one docks at your marina with your experience.
  5. Sea trial your top choice on a breezy day, not just a calm one, and practice docking it before you sign.

Your next steps

  1. Take the free Readiness report (about 10 minutes). It shows where your docking skills are strong and where to practice.
  2. Find your marina's docking baseline on DockWise, then tap your own slip to see its free grade.
  3. Once you have a boat in mind, a lesson with a local captain through Ravo is a good way to learn how it handles before your first season.

About 10 minutes. Then check your marina's docking baseline before you choose a boat.

Take the free Readiness report

Common questions

What is the best boat for a family?

The one that fits how your family will use it most, where you'll keep it and how many passengers you usually carry. Pontoons, bowriders, deck boats and center consoles are all common family choices.

Are pontoon boats easy to dock?

They are easy to drive but they are light for their size and catch a lot of wind, so they can be harder to dock in a breeze than people expect.

Should I pick the marina or the boat first?

Ideally both together. A boat that suits one marina's layout and wind can be hard to dock at another.